In Houston At Click4Capital.com
t’s undeniable: growing businesses need capital. Yet burdensome banking rules and regulations make it difficult to get a loan or a line of credit from a bank or credit union in Houston.
Click4Capital.com removes the barriers to credit to get you the money you need to help your business succeed. We work with over 160 lenders nationwide. That means we can find you the best loan rates available.
Even better, since our lenders are private loan and financing companies, there are no banking rules and regulations to slow things down.
In fact, many of our customers are surprised at how fast they receive funding.
Business Lines of Credit Are Available
Whether you need it for business or personal reasons, securing a bank loan or line of credit can be difficult these days. Since Click4Capital is not a bank or a bank-owned company we have more flexibility with our financing options than many banks and credit unions.
Our lenders can provide lines of credit in Houston or coast-to-coast. We do not need to meet with you face to face to complete your transaction and we are able to provide unsecured lines of credit with less difficulty than traditional bank loans. Lines of Credit of up to $150,000 have been secured for our customers in a fraction of the time and with far less hassle than a bank loan.
How Does A Line Of Credit Work?
A line of credit from Click4Capital can be a very effective tool for many small businesses that need start-up capital but lack the resources or credit history to obtain traditional bank financing. Lines of credit can be used for just about anything related to your business: equipment purchasing, office rental, supplies or just to assist with cash flow.
Many people wonder, “What is a line of credit?” First off, a line of credit is not a loan. It is a pre-established amount of credit that the borrower can draw against as needed. You draw out what you need when you need it and you pay back what you’ve used in easy monthly payments. As long as you don’t max out your credit line, you can keep repeating this cycle of use and payback until the terms of your credit agreement expire.
Some lines of credit are secured with collateral provided by the borrower. A home equity line of credit is a good example of this. The equity in the borrower’s house serves as collateral for the line of credit. Unsecured lines of credit are also available for those who either don’t have collateral to provide or don’t want to tie their personal assets to their business. Whichever option you choose, you can rest assured Click4Capital will find you the best terms available.
How Do I Get Started?
Getting started is easy! Click4Capital.com offers three options to get your loan application process started.
- Apply Online with our simple online application.
- Download the application to review at your leisure then mail the completed application to our Houston offices.
- Call 1-800-496-7720 and speak with one of our credit consultants.
Click4Capital is ready to assist you with growing your business today. Don’t let bank rejections hold you back from creating the business of your dreams.